Capital Management Consultants, Inc. (“Advisor”) is a registered investment advisor located in Deerfield, Illinois. Advisor and its representatives are in compliance with the current filing requirements imposed upon registered investment advisors by those states in which Advisor maintains clients. Advisor may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Advisor’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications and links. Accordingly, the publication of Advisor’s website on the Internet should not be construed by any consumer and/or prospective client as Advisor’s solicitation to affect, or attempt to affect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. A copy of Advisor’s current written disclosure statement discussing Advisor’s business operations, services, and fees is available from Advisor upon written request. Advisor does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to Advisor’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Advisor) made reference to directly or indirectly by Advisor in its website, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. There can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Advisor), will be profitable or equal any historical performance level(s). Certain portions of Advisor’s website (i.e. articles, commentaries, etc.) may contain a discussion of , and/or provide access to, Advisor’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Advisor, or from any other investment professional. Advisor is neither an attorney nor an accountant. Website content should not be intrepreted as legal, accounting or tax advice. Each client and prospective client agrees, as a condition precedent to his/her access to Advisor’s website, to release and hold harmless Advisor, its officers, owners, employees and agents from any and all adverse consequences resulting from any of his/her actions and/or omissions which are independent of his/her receipt of personalized individual advice from Advisor.